1 / 2Tacoma Wrecks a GT-R and McLaren 570S at Cars and Coffee and Narrowly Spares an SVJA Toyota Tacoma plowed into a Cars and Coffee lineup in Cypress, Texas, totaled a GT-R and a McLaren 570S, and missed a Lamborghini Aventador SVJ by feet. Best and worst day of his driving life, same parking lot.An attendee's Threads video post, dated 05/17/26, says the truck ran into the exotics and left a GT-R and a McLaren totaled. The same post reports that everyone came out OK. That's the part that matters. Everything after it is about money, and a driver who had his best and worst luck in the same parking lot.The Ones He MissedLook at what was parked in the same lineup and the near misses look like a lottery win.The Lamborghini Aventador SVJ is the big one. Lamborghini's own press materials describe the SVJ coupe as limited to 900 units, powered by a naturally aspirated V12 making 770 hp. Its replacement uses a hybrid V12, so the SVJ is one of the last of its kind, and the market prices it that way. One SVJ for sale in Houston is listed at $749,991, and another 2021 coupe is listed at about $1.6 million.The Porsche 911 Turbo S was close too. Porsche's U.S. configurator shows a 2026 Turbo S starting at $272,650. The Mustang Dark Horse, the bargain of the group, starts at $64,080 for 2026.Delaware Police Say Fake FedEx Drivers Took $680,000 in Electronics. One Walked Back to the Truck While Troopers Were There.Watch a Missouri YouTuber Tear Down a 2022 F-150 EcoBoost That Hit 180,000 Miles in Four Years, Then Find a Piston Burned Straight ThroughAdd those three together and the Tacoma came within feet of roughly $1.1 million to nearly $2 million in machinery.The Ones He Didn'tThe two cars he did hit are where the bad luck comes in.When Nissan announced 2024 pricing, the GT-R Premium carried an MSRP of $120,990 before destination. The bigger problem is that nobody can order a new one. Nissan ended R35 production at its Tochigi plant after 18 years. That leaves a fixed and shrinking supply of cars, so any claim settlement depends on the used market. Insurers dislike that because it means hard comparisons and arguments over valuation.The McLaren 570S Spider is the other casualty. Current dealer listings run from $145,080 for a 2019 car to $169,900 for another 2019 example. Add the GT-R's original sticker and the cars that were actually hit come to about $266,000 to $291,000. That figure doesn't yet include towing, storage, rental cars, or diminished-value claims.He dodged the $750,000 car and still hit about a quarter-million dollars' worth.The Insurance MathTexas law, under Transportation Code 601.072, sets the minimum liability coverage at $30,000 per injured person, $60,000 per accident, and $25,000 for property damage. That $25,000 property limit is per accident, not per car. If the Tacoma carried only the state minimum, it would cover less than a tenth of the estimated damage to the GT-R and McLaren.The usual sequence goes like this. Each exotic's own insurer pays its policyholder under collision coverage. Then the insurer pursues the at-fault driver for whatever his policy doesn't cover. That process is called subrogation, and insurers don't forget about it. Even a common 100/300/100 policy would fall well short here. An umbrella policy is the only thing likely to cover a loss this size, and most pickup owners don't carry one.The physics also favored the truck. A pickup's bumper sits high, while an exotic's nose sits only inches off the ground. The low car's crash structure, often built from expensive composites and aluminum, takes the impact at the wrong height. That helps explain how the Tacoma reportedly stayed in one piece while two cars worth a combined quarter-million-plus were declared totaled.The attendee's post describes the Tacoma driver as drunk. That is one witness's claim. We found no public police statement, charging document, or court record supporting it as of publication. The driver has not been publicly identified, and no official injury report has come out beyond the witness saying everyone was OK.The TakeawayIf you drive anywhere near a car meet, a luxury dealer or a gated-driveway zip code, look up your property-damage limit tonight. Texas's $25,000 minimum wouldn't cover one new Dark Horse, never mind the McLaren next to it. This driver got lucky by missing the Lamborghini. He was unlucky that he hit anything at all, and the bill is likely to follow him for years.Images Via: frankieadvanceauto on InstagramWhat's your property-damage limit? Be honest: did you have to look it up?⚡ Read the full article on The Auto Wire
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