Affordable BMW Models You Should Buy Used
Ah yes, getting the perfect deal on a used BMW is something we all enjoy around these parts. To guide fellow travelers in their searches, we have constructed a list of almost every available five-year-old BMW (2020 model) that has reached the peak of their depreciation curve. You see, once most new vehicles get to the five-year mark, they on average depreciate around 40 percent or more of their original price. We like that because that means you can potentially acquire that vehicle for half of the original list price and, let's face it, these BMWs are not cheap.
Thus, in 2025, 2020 is that magical year when most BMWs have hit the sweet spot in their depreciation curve. Yet, it is important to understand that the associated mileage, location, and condition of the vehicle are just as important to its overall depreciation. Kelley Blue Book, although a good resource, is not an exact science. This is why we take the extra steps to confirm the validity of KBB figures with real current examples available on the used market to ensure accuracy. Let's dissect all the 2020 BMW models that have reached peak depreciation and currently offer amazing value on the used market.
In order to give you the most up-to-date and accurate information possible, the data used to compile this article was sourced from BMW and other authoritative sources. The models below have been ranked based on their KBB Current Resale Value. All provided examples were located within a 100-mile radius of the Los Angeles Metropolitan area.
2020 BMW X1
Current Resale Value: $17,369
BMW
2020 BMW X1 xDrive28i Performance Specifications
| Engine | Turbocharged 2.0-liter inline 4-cylinder |
| Transmission | 8-speed automatic |
| Horsepower | 228 hp |
| Torque | 258 lb-ft |
| Driveline | All-wheel drive |
| 0-60 MPH | 6.3 seconds |
| Top Speed | 155 mph |
| Towing Capacity | 3,000 lbs |
A 2020 X1 sDrive28i had a $38,745 MSRP when new and now can be found for nearly half of that on the used market. When we researched available used models, we found a 2020 X1 sDrive28i with 36,753 miles for $21,999 and another with 23,892 miles for $24,260. The F48 generation X1 often demands a price point well above its KBB estimates.
2020 BMW X3
Current Resale Value: $18,227
BMW
2023 BMW X3 Specifications
A 2020 X3 sDrive30i sDrive28i had a $44,695 MSRP when new and now can be found for nearly half of that on the used market. When we researched available used models, we found a 2020 X3 sDrive30i with 30,145 miles for $24,995 and another with 76,808 miles for $19,895. The G01 generation X3 often demands a price point above its KBB estimates.
2020 BMW 2 Series Gran Coupe
Current Resale Value: $19,356
BMW
2020 BMW F44 228i xDrive Performance Specifications
| Engine | 2.0-liter turbocharged inline-four |
| Transmission | 8-speed automatic |
| Horsepower | 228 horsepower |
| Torque | 221 lb.ft |
| Driveline | AWD |
| 0-60 MPH | 6.0 seconds |
| Top Speed | 155 mph (limited) |
A 2020 228i xDrive Gran Coupe had a $44,695 MSRP when new and now can be found for nearly half of that on the used market. When we researched available used models, we found a 2020 228i xDrive with 29,436 miles for $21,998 and another with 40,357 miles for $25,998. The F44 generation 2-Series Gran Coupe often demands a price point above its KBB estimates.
Side-by-side shot of the 2023 BMW 228i and M235i Gran Coupe
Why The BMW 2 Series Is Actually The 3 Series That Most People Want
The 2 Series (Gran Coupe) is probably a BMW that most people in the entry-level premium market simply need because of how well-rounded it already is.
2020 BMW 4 Series
Current Resale Value: $20,411
BMW
2020 BMW 440i xDrive Gran Coupe Performance Specifications
A 2020 BMW 430i Coupe had a $50,895 MSRP when new and now can be found for nearly half of that on the used market. When we researched available used models, we found the 2020 F32 4-Series to be the BMW with the least used availability on our list. After searching alternative marketplaces, we found a 2020 430i Coupe with 62,000 miles for $20,488 and another with 37,000 miles for $27,000. The F32 generation 4-Series Coupe often demands a price point above its KBB estimates and its relative rarity means your options will be limited compared to other BMW models.
2020 BMW 5 Series
Current Resale Value: $20,731
BMW
2020 BMW G30 M550i xDrive Performance Specifications
| Engine | 4.4-liter twin-turbo V-8 |
| Transmission | 8-speed automatic |
| Horsepower | 456 horsepower |
| Torque | 479 lb.ft |
| Driveline | AWD |
| 0-60 MPH | 3.8 seconds |
| Top Speed | 155 mph (limited) |
A 2020 530i Sedan had a $56,345 MSRP when new and now can be found for half of that on the used market. When we researched available used models, we found a 2020 530i with 52,305 miles for $22,900, a 2020 540i with 44,727 miles for $29,690, and a 2020 M550i xDrive with 37,000 miles for $46,000. Whether your interest is in the base model 530i or baby M5 M550i xDrive model, the G30 generation 5-Series still often demands a price point above its KBB estimates.
2020 BMW 3 Series
Current Resale Value: $21,147
BMW
2020 BMW 3 Series Performance Specifications
| Engine | 2.0-Liter Turbocharged Inline-4 | 3.0-Liter Turbocharged Inline-6 |
| Transmission | 8-Speed Auto | 8-Speed Auto |
| Horsepower | 255 | 382 |
| Torque | 295 Lb.-Ft. | 369 Lb.-Ft. |
| Driveline | RWD or AWD | RWD or AWD |
| 0-60 | 5.6–5.3 Seconds | 4.1–4.2 Seconds |
| Top Speed | 155 mph (limited) | 155 mph (limited) |
A 2020 330i Sedan had a $41,945 MSRP when new and now can be found for nearly half of that on the used market. When we researched available used models, we found a 2020 330i Sedan with 38,732 miles for $25,288 and an M340i xDrive model with 32,882 miles for $43,999. The G20 3-Series often demands a price point well above its KBB estimates.
Front three-quarters shot of a blue 2025 BMW 3 Series
The Best Bang For Your Buck BMW 3 Series Sedan
The 3-Series isn't BMW's bestseller anymore, but this is the luxury sedan to get.
2020 BMW X5
Current Resale Value: $25,875
BMW
2020 BMW G05 X5 xDrive40i Performance Specifications
| Engine | 3.0-liter turbocharged inline-six |
| Transmission | 8-speed automatic |
| Horsepower | 329 horsepower |
| Torque | 332 lb.ft |
| Driveline | AWD |
| 0-60 MPH | 5.7 seconds |
| Top Speed | 155 mph (limited) |
A 2020 X5 sDrive40i had a $63,645 MSRP when new and now can be found for half of that on the used market. When we researched available used models, we found a 2020 X5 sDrive40i with 45,316 miles for $31,488 and another with 58,419 miles for $27,999. The G05 X5 SUV often demands a price point well above its KBB estimates.
2020 BMW X4
Current Resale Value: $26,634
BMW
2020 G02 BMW X4 M40i Performance Specifications
| Engine | 3.0-liter turbocharged inline-six |
| Transmission | 8-speed automatic |
| Horsepower | 382 horsepower |
| Torque | 365 lb.ft |
| Driveline | AWD |
| 0-60 MPH | 4.4 seconds |
| Top Speed | 155 mph (limited) |
A 2020 X4 xDrive30i had a $52,595 MSRP when new and now can be found for a little over half of that on the used market. When we researched available used models, we found a 2020 X4 xDrive30i with 29,250 miles for $34,000 and another with 88,200 miles for $29,500. The G02 X4 SUV often demands a price point well above its KBB estimates when compared to other BMW models, as depreciation has acted slower on the rarer and more niche X4 SUV.
2020 BMW 7 Series
Current Resale Value: $28,906
BMW
2020 BMW 750i xDrive Performance Specifications
Engine | 4.4-liter twin-turbo V-8 |
Transmission | 8-speed automatic |
Horsepower | 523 horsepower |
Torque | 553 lb.ft |
Driveline | AWD |
0-60 MPH | 3.9 seconds |
Top Speed | 155 mph (limited) |
A 2020 740i Sedan had an $87,445 MSRP when new and now can be found for half of that on the used market. When we researched available used models, we found a 2020 740i Sedan with 38,324 miles for $32,995 and another with 80,911 miles for $27,498. On the upper end, we found a 2020 750i xDrive with 69,356 miles for $34,888. Considering the MSRP of the 750i xDrive started at a whopping $104,145, acquiring one for less than $40,000 means you shave off over $60,000 from the original price.
While ubiquitous base models tend to retain better value, these rare top-dollar examples like the 750i xDrive always get hit the hardest. Despite this, the G11 7-Series Sedan is one of the few examples that is more or less on point with its KBB estimates.
Front 3/4 shot of a parked 2023 BMW 760i
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2020 BMW X6
Current Resale Value: $34,374
BMW
2020 G06 BMW X6 xDrive40i Performance Specifications
| Engine | 3.0-liter turbocharged inline-six |
| Transmission | 8-speed automatic |
| Horsepower | 335 horsepower |
| Torque | 332 lb.ft |
| Driveline | AWD |
| 0-60 MPH | 5.5 seconds |
| Top Speed | 155 mph (limited) |
A 2020 BMW X6 sDrive40i had an $87,445 MSRP when new and now can be found for a little over half that on the used market. When we researched available used models, we found a 2020 BMW X6 sDrive40i with 48,897 miles for $44,965 and another with 20,053 miles for $49,965. On the upper end, we found a 2020 BMW X6 M50i with 42,539 miles for $51,750. Considering the MSRP of the 2020 BMW X6 M50i started at a whopping $93,495, acquiring one near the $50,000 mark means you shave off over $40,000 from the original price.
Base models, again in this case, retain better value than top-tier trims and the G06 X6 SUV is the one example on our list that completely blows its KBB estimates out of the water. A simple explanation is that there is simply a much lower availability of this niche SUV on the market compared to the BMW X5, one of the brand's bestsellers.
