XPeng’s New SUV Launch Reveals Bigger Tesla Challenge With Level 4 Autonomy and In-House AI Foundation Model Planned By 2028: ReportBenzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below.XPeng Inc. on Thursday outlined a path to Level 4 autonomous driving by 2028 as its Mona L03 carries the automaker's latest artificial-intelligence platform into China and Europe, sharpening its challenge to Tesla Inc..XPeng Details Next-Generation AI PlatformAccording to a report by ElectricVehicles.com, the roadmap advances from XPeng's current SEPA 3.0 architecture to SEPA 4.0, which the company says will combine Level 4 autonomy, an in-house AI foundation model and "embodied AI" across vehicles and robots. The L03 serves as the first global showcase for SEPA 3.0, pairing XPeng's second-generation Vision-Language-Action system with its Turing chips.AdvertisementAdvertisementDon't Miss:A single bad hire can set a startup back years. Here are the 5 hires founders most often misjudge — and whyStill Learning the Market? These 50 Must-Know Terms Can Help You Catch Up FastXPeng opened Chinese pre-sales at 143,800 yuan, or about $21,200. Every trim includes a Turing chip, while higher versions run the full VLA system on multiple processors. The launch follows XPeng's strongest month of 2026, when it delivered 40,126 vehicles in June, up 16% from a year earlier.L03 Sharpens Challenge To Tesla FSDThe roadmap also turns the L03 into a test of Tesla's lead in assisted driving. XPeng CEO He Xiaopeng has argued that VLA performs better than FSD on narrow roads and in difficult situations. Reuters reported in May that XPeng benchmarks VLA 2.0 against Tesla's FSD v14, while Tesla's latest system still lacked Chinese regulatory approval.AdvertisementAdvertisementReuters previously described Tesla FSD and comparable Chinese systems as Level 2 driver-assistance products, meaning drivers must remain attentive and ready to intervene. XPeng's Level 4 target would allow a vehicle to drive without human control under defined conditions, but the company has not released SEPA 4.0 performance details.See Also: Avoid the #1 Investing Mistake: How Your 'Safe' Holdings Could Be Costing You Big TimeAI Platform Expands Beyond Passenger CarsXPeng has already widened the technology beyond its own cars. Volkswagen AG began mass-producing its first jointly developed XPeng-based model in March, using XPeng's autonomous driving systems and Turing AI chips.The company is also building robotaxis, humanoid robots and flying cars around the VLA framework.Image via ShutterstockAdvertisementAdvertisementRead Next: Skip the Regrets: The Essential Retirement Tips Experts Wish Everyone Knew Earlier.Think you're saving enough for your kids? You might be dangerously off — see whyBuilding Wealth Across More Than Just the MarketBuilding a resilient portfolio means thinking beyond a single asset or market trend. Economic cycles shift, sectors rise and fall, and no one investment performs well in every environment. That's why many investors look to diversify with platforms that provide access to real estate, fixed-income opportunities, precious metals, and even self-directed retirement accounts. 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With a portfolio spanning 13 million square feet across seven U.S. states, Realberry focuses on acquiring, developing, and managing real estate with an emphasis on long-term value creation while its principals often invest alongside clients to help align interests.FarmTogetherFarmland has historically held its value through market volatility and delivered returns uncorrelated to stocks and bonds. For accredited investors, FarmTogether offers direct access to high-quality U.S. farmland starting at $15,000 — fully managed, with no landlord headaches.ImmersedImmersed is building technology for the future of work through spatial computing. Known for its AR/VR productivity platform that enables users to work across multiple virtual screens, the company has grown to more than 1.5 million users worldwide. Immersed is also developing Visor, a lightweight headset designed specifically for professional productivity, positioning the company at the intersection of remote work, extended reality (XR), and next-generation computing.FundrisePrivate real estate and private credit can add income and stability to a stock-heavy portfolio. Fundrise offers access to diversified private real estate and credit strategies through an easy-to-use platform, with professionally managed portfolios designed to generate passive income and long-term growth.Mode MobileMode Mobile is changing the way people interact with their phones by letting users earn money from the same apps and activities they already use every day. Instead of platforms keeping all the advertising revenue, Mode Mobile shares a portion back with users who engage with content, play games, and scroll on their devices. Named one of Deloitte's fastest-growing software companies in North America, the company has built a large beta user base and is scaling a model that turns everyday smartphone usage into a potential income stream. EquityMultiple For accredited investors looking beyond stocks and bonds, EquityMultiple provides access to vetted commercial real estate deals starting at $5,000, with only ~5% of opportunities passing their due diligence process.AdvertisementAdvertisement© 2026 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.
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