When you drop $80,000 cash on a brand-new truck, and it immediately starts having issues, you'd expect the dealership to bend over backward to help. But sometimes policies don't care how much you spent, or how far you drove to get there. In a viral video with more than 48,000 views, content creator Charles (@charles_dishon_iii) vents his frustration after a Ford dealership refused to provide him with a rental car or loaner vehicle. "Ford, my brand new truck that I paid in cash is having electrical issues," Charles says in the video. "Adaptive cruise just turns off. Gear shifter won't fold down. All kinds of [expletive]; $80,000 cash, I think." He'd driven 35 minutes to the dealership for routine service and an oil change, expecting to get a loaner while they addressed his truck's problems. "I was denied a [expletive] rental car, a loaner, because I'm not 25," he says, adding that he’s 22. The situation left Charles stranded, waiting for a friend to pick him up so he could get a rental car from another company. But he was worried that the truck's electrical problems could leave him stranded before help arrived. "I swear to you if this vehicle breaks in the time that I have to wait for a friend to come up to my city and get me a [expletive] rental car, I'm selling this truck, and I'm never buying a Ford again," he warns. "Will dedicate my entire life to anti-Ford. Big Ford go too, tuff," he adds in the caption. People were divided. “Ex Ford tech here, they do not care. Hope this helps, buy a Chevy,” one wrote. “Just have to be 25+ to rent a car; not that difficult to understand,” another said. “What’s you paying cash have to do with anything,” a third wondered. Charles Defends Himself In a follow-up video, Charles addresses critics who say he's just mad and thinks the rules don't apply to him. "I'm not denying that that's their policy. They should have told me that after looking at my file before letting me drive 35 minutes down the road," he says. But his bigger issue is what he sees as poor customer service. Charles explains he paid cash for the truck, has been loyal to the dealership, and planned to return for all future service needs. He thinks loyalty should earn him an exception. "If I choose to be loyal to you, go out of my way to bring you business after spending that kind of money and again fully intending on going back for a very long time, I fully expect you to waive a rinky dink [expletive] policy saying you can't get a loaner under 25 years old as a twenty [expletive] two year old," he argues. He compares it to a restaurant with a collared-shirt policy that refuses entry to a regular customer who's visited 30 days straight but shows up on day 31 without the required attire. "Are you gonna send him back home? No. You're not. You're gonna waive a stupid [expletive] policy that's there just for kind of policy sake," Charles says. "I proved myself that I was a real customer. I was gonna come back. I was loyal. It's as simple as that." For Charles, the experience has cost the dealership his future business. Is There an Age Limit to Rent Cars? The idea that you must be 25 to rent a car is outdated, AAA reports. Drivers as young as 18 or 20 can rent from companies like Hertz in certain states. Some places will still rent to you, but charge "young renter fees" ranging from $12 to $50 per day for drivers under 25, NerdWallet reports. These fees can be waived through memberships like AAA or USAA. CarParts.com explains that younger drivers are charged more because they have less experience and a statistically higher accident rate, which results in higher insurance costs. Car insurance companies charge more to insure drivers under 25 because they're in a higher risk category. When dealerships provide loaner vehicles, they're using fleet insurance—a type of coverage that insures multiple vehicles owned by the same business. The insurance rate depends on the average risk of the entire fleet. Because younger drivers increase the overall risk pool, dealerships face higher insurance premiums if they loan vehicles to people under 25. Many choose to avoid this cost entirely by setting a strict age minimum. How Can You Get Around Rental Age Restrictions? If you're under 25 and need a rental, here are some ways to get around the age rule according to NerdWallet: Join AAA: Hertz waives young renter fees for AAA members ages 20-24. AAA membership costs $40-$165 annually, so you'll likely break even with just one rental. Use USAA if you qualify: Active, retired, and honorably separated military personnel can get USAA insurance, which provides waivers for young driver fees at many rental companies. Check with your employer or university: Some companies and schools have corporate rental agreements that waive underage fees for employees and students. Try peer-to-peer car sharing: Services like Turo and Zipcar often have more flexible age policies than traditional rental companies. Active military with orders: Show government travel or purchase orders, and many companies will waive both age restrictions and fees for active duty military personnel as young as 18. Motor1 reached out to Charles for comment via TikTok direct message and comment and to Ford via email. We'll be sure to update this if they respond. We want your opinion! What would you like to see on Motor1.com? Take our 3 minute survey. - The Motor1.com Team