Autoblog and Yahoo may earn commission from links in this article.Two of the strongest entries in the compact luxury segment are both available with competitive lease terms this June, and the math tells two very different stories. The 2026 BMW 330i comes in at $479 per month, while the 2026 Audi A5 Premium lists at $653. That $174 monthly gap looks decisive on paper, but the upfront costs, equipment levels, and lease structures tell a more nuanced story. If you're cross-shopping these two, here's how the numbers actually compare.The Lease DealsThe BMW 330i leases at $479 per month for 39 months with $4,959 due at signing. No security deposit is required. The offer covers a rear-wheel-drive 330i equipped with the Sport Package, Convenience Package, Metallic Paint, and upgraded wheels, on an MSRP of $53,900 plus a $1,350 destination fee. Mileage is capped at 32,500 total over the term, which works out to roughly 10,000 miles per year. Returning BMW customers can take an additional $1,000 loyalty credit off MSRP. The offer expires June 1, 2026.The Audi A5 Premium with quattro AWD leases for an estimated $653 per month for 36 months, with $1,907 due at signing, and no security deposit. The vehicle carries an MSRP of $55,030 and comes loaded with the S Line Black Optic Package, panoramic glass roof with variable light control, 19-inch bicolor wheels, and Muscat Brown leather. Mileage is set at 12,000 per year. The estimate is based on current programs valid through June 2, 2026.How They Stack UpThe monthly payment gap favors the BMW by $174, and that adds up to significant savings over the life of the lease. But the Audi claws back ground in two important areas. First, the money due at signing is dramatically lower: $1,907 versus the BMW's $4,959, a difference of over $3,000 out of pocket on day one. Second, the Audi's mileage allowance is more generous at 12,000 miles per year compared to the BMW's roughly 10,000.On total cost, the comparison tightens. The BMW's total lease outlay comes to roughly $23,640 in payments plus $4,959 at signing. The Audi totals approximately $25,765 all in. That narrows the real gap to about $2,100 over three years, not the $6,200 the monthly payments alone would suggest.AdvertisementAdvertisementEquipment is another consideration. The Audi comes with AWD, a panoramic roof, the S Line appearance package, and a larger 268-horsepower engine. The BMW counters with the Sport Package's sharper driving dynamics and a $1,000 loyalty credit for returning customers, but it's rear-wheel drive only and produces 255 horsepower.The Bottom LineIf your priority is the lowest monthly payment and you value rear-drive handling, the 330i is the straightforward pick, especially with the loyalty bonus. If you want AWD, more equipment, and a lower barrier to entry at signing, the A5 closes the gap more than the sticker shock suggests. Both offers expire in early June, so either way, the window to act is narrow.This story was originally published by Autoblog on May 13, 2026, where it first appeared in the Car Buying section. Add Autoblog as a Preferred Source by clicking here.