A Miami Lakes woman who worked as a waitress and cashier is now accused of assembling one of South Florida’s strangest “dream garages” in record time. Investigators say Dunia Sierra bought 10 vehicles in just eight days, including a 2023 Chevrolet Corvette Stingray, a 2018 Mercedes-Benz S560, a 2019 BMW i8, and three 2023 Harley-Davidsons. Authorities say the spree was not funded by hidden lottery money or a surprise crypto moonshot. Instead, detectives allege it was part of an organized auto-loan fraud scheme built on fake income claims and fast-moving credit applications. Sierra, 38, now faces felony counts that include organized fraud, grand theft, and vehicle-related fraud. A Supercar Garage That Makes Us Jealous Via Bring a Trailer The car list is what makes this case instantly weird and weirdly fascinating. According to 7 News Miami, a mid-engine C8 Corvette Stingray takes center stage. Next to it is an older-school luxury bruiser, the 2018 Mercedes-Benz S560, whose twin-turbo V8 makes 463 horsepower. Then there is the BMW i8, the futuristic plug-in hybrid that still looks like it escaped from a concept-car stand. The rest of the alleged haul is more ordinary, though still nice. Investigators say the eight-day run also included a Toyota Highlander XLE, a Mazda CX-9, a Hyundai Palisade Calligraphy, a Kia Telluride, and three Harley-Davidson motorcycles. 10 Vehicles In 8 Days Was Too Fast 2023 Chevrolet Corvette Stingray (1) According to WSVN’s report on the arrest, investigators believe Sierra submitted loan applications that falsely described her as the general manager of a Miami Lakes restaurant earning more than $180,000 per month. Detectives say she actually worked there as a waitress and cashier and never held that management role. They say the purchases happened between October 4 and October 12, 2023, but financial documents reviewed in January 2026 helped tie the deals together before her April 2026 arrest. She is being held on a $26,000 bond. The key phrase in the case is “credit bust-out.” In simple terms, that means piling on new debt before the system fully catches up. TransUnion describes bust-out fraud as getting credit with fake or manipulated information and having no intention of paying it back. Modern fraud models now track “velocity” signals because fraud can look like ordinary credit risk at first glance. Almost The Perfect Dream Garage John Clay Wolfe / YouTube Cases like this also show how performance and luxury vehicles sit right in the crosshairs of financial fraud. High-dollar cars grab attention, but they also carry strong margins, rich finance packages, and plenty of add-ons. Investigators told WSVN that finance managers in the broader ring allegedly pushed loans through by skirting lender rules and loading deals with commission-heavy extras. For us, gearheads, the strangest part of this entire story is that this alleged garage was almost good. A C8 for weekend noise, an S560 for long-haul comfort, an i8 for cars-and-coffee theater, and a few Harleys for sunny Florida mornings. This sounds a lot like the perfect dream garage to us. Source: 7 News Miami
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