Autoblog and Yahoo may earn commission from links in this article. The GMCHummer EV and DodgeCharger Daytona EV are the worst-behaved electric vehicles in America. A new study by insurance platform Insurify, pulling from over 235 million quotes, finds Hummer EV drivers clocking an 8.3 percent accident rate, a 7.5 percent speeding ticket rate, and a jaw-dropping 6.4 percent DUI rate. The Charger Daytona EV trails close behind at 7.7 percent, 7.0 percent, and 5.4 percent, respectively. The rest of the top five reads as follows: the Kia Soul EV in third, the Chevrolet Bolt in fourth, and the GMC Hummer Pickup in fifth. Surprisingly, Tesla drivers aren't as bad as previously believed. Model Y owners register a DUI rate of just 0.3 percent, and Model S and X drivers barely move the needle at 0.4 percent. GMC View the 4 images of this gallery on the original article Small Numbers, Enormous Footprint GMC sold around 14,000 Hummer EVs across both body styles in all of 2024. The Charger Daytona managed just 7,421 units through 2025 before the federal EV tax credit expired and quarterly sales practically fell off a cliff. For two models with such a modest presence on American roads to dominate an incident study this comprehensively, the driver profile has to be doing a lot of heavy lifting. These cars are expensive, powerful, and aggressive, and it seems like that unfortunately attracts a certain type of buyer. That said, the Kia Soul EV and Chevrolet Bolt probably attract the opposite end of the spectrum of EV buyers, possibly first-time EV buyers or younger drivers. Bad behaviour behind the wheel can't really be profiled. Getty Images Why EV Insurance Keeps Getting Pricier The bad behaviour on this list feeds directly into a broader EV insurance problem. EVs already cost around 42 percent more to insure than equivalent gas-powered cars, averaging $3,159 annually against $2,218, according to Insurify's data. The irony is that most EV drivers are actually quite responsible behind the wheel. The bulk of the models in this study sit well below the national average for accidents and DUIs. But insurers don't price by intention. They price by repair bills, and that's where EVs consistently lose the argument. Advertisement Advertisement Battery replacements alone run between $9,000 and $21,000, depending on the model. Repair networks in most parts of the country still haven't caught up with the volume of EVs on the road, meaning longer wait times and inflated claims costs every time something goes wrong. Tariffs on Chinese battery components are making parts even pricier. This story was originally published by Autoblog on Jun 22, 2026, where it first appeared in the Features section. Add Autoblog as a Preferred Source by clicking here.
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