Chrysler Extended Warranty: Is It Worth It? (2022 Costs)

How does Chrysler’s extended warranty stack up to the competition?

• Chrysler Extended Warranty
• Chrysler Extended Warranty Plans
• Maximum Care
• Added Care Plus
• Chrysler Extended Warranty Cost
• Is Chrysler Extended Warranty Worth It?
• Chrysler Reliability
• Chrysler Factory Warranty
• Doesn’t Chrysler Have A Lifetime Warranty?
• Why Consider A Third-Party Chrysler Extended Warranty Provider?

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We know the last thing you want to think about after buying your new Chrysler is getting it repaired, but Chrysler extended warranty plans are actually among the first things to consider following an auto purchase. The dealership isn’t the only place to provide extended warranties, though they’ll always try to sell you one of their plans.

Our team has done research on the ins and outs of your Chrysler extended warranty options, and after we explore the dealer’s plans, we’ll show you a couple of alternatives. We evaluated the best extended car warranty providers available and found the top options for Chrysler coverage.

In this article:

Chrysler Extended Warranty

The Chrysler extended warranty – also known as a vehicle service contract – is an optional plan you can purchase to help pay for the cost of certain repairs your Chrysler may need. All new vehicles come with a new car warranty, and when it expires, an extended warranty picks up where your factory coverage leaves off.

Chrysler extended warranty plans are sold and managed by Mopar^®, the automotive parts and accessories division of Fiat Chrysler Automobiles (FCA). Its warranties are available for all FCA brands: Chrysler, Dodge, Jeep, Ram, Fiat, and Alfa Romeo.

Chrysler Extended Warranty Plans

Want more coverage than the basic factory warranty? Most people do. That’s why Mopar offers two options for Chrysler extended warranty coverage for relatively new models nearing expiration of the factory warranty: Maximum Care and Added Care Plus. We’ve done some homework for you and boiled down our findings to summarize each below.

Maximum Care

Mopar’s tagline for its most comprehensive Chrysler extended warranty is: “If it’s mechanical, it’s covered.” This mechanical protection warrants over 5,000 components and allows consumers a variety of terms and deductibles. It guarantees the following:

• Coverage up to 8 years/125,000 miles
• Comprehensive coverage for over 5,000 critical components
• Certified, factory-trained, expert technicians
• $200, $100, or $0 deductible
• Service at dealerships throughout North America

Some of the benefits included with the Maximum Care plan are car rental and towing allowance, roadside assistance, key fob repair/replacement, and trip interruption protection.

This service contract can provide additional protection for your brakes, engine, and more when your factory warranty expires. Take a look at a sample list of covered and non-covered parts:

New Chrysler vehicles still covered by their original factory 5-year/60,000-mile powertrain warranty are eligible for a Maximum Care coverage plan within 3 years/36,000 miles of the car’s in-service date.

If your Chrysler had a previous owner, you can also find pre-owned coverage from Mopar. After an inspection of the vehicle, you can get protection for up to 10 model years prior to the current model year. Coverage varies based on the existing warranty.

Added Care Plus

Extend your powertrain and component coverage on over 800 major components with Mopar’s Added Care Plus plan, available with a variety of terms and deductibles. Benefits to this Chrysler extended warranty include a car rental allowance, towing, roadside assistance, and trip interruption coverage.

New vehicles covered by a 5-year/60,000-mile or longer powertrain warranty are eligible to purchase this coverage within 3 years/36,000 miles of the vehicle’s in-service date. For pre-owned vehicles, Added Care Plus coverage ranges from 1 to 5 years, with mileage intervals of 12,000, 15,000, or unlimited miles.

Mopar offers several different term options for Added Care Plus warranty coverage:

• 60,000 miles
• 75,000 miles
• 85,000 miles
• 100,000 miles
• 125,000 miles
• 150,000 miles

Depending on the plan you choose, deductibles can range from $200, $100, or $0 of the total cost of covered component repairs. Benefits include towing and roadside assistance, trip interruption protection, key fob repair/replacement, car rental allowance, and transfer of warranty ownership (with a fee). Not all plans are transferable.

Chrysler Extended Warranty Cost

Typically, an extended car warranty can cost auto owners upward of several hundred dollars each year. As each policy and each vehicle is different, estimating a cost range – even within the same manufacturer – can be difficult. From our research on Chrysler extended warranty options, the range in price swings widely: Mopar customers will pay anywhere from $1,800 to $4,000 for their extra protection. The best way to get an accurate extended warranty estimate is to get a quote from the provider.

Is Chrysler Extended Warranty Worth It?

For many Chrysler shoppers, the reason for purchasing a new vehicle is reliability, which is backed by a factory warranty. To ensure reliability in the long run, it can be smart to purchase a Chrysler extended warranty. Vehicle service contracts are an investment in peace of mind that limits financial risk for drivers.

Chrysler Reliability

According to the experts at RepairPal, the average Chrysler visits a repair shop approximately 0.3 times a year for unscheduled repairs – which is a relatively low frequency in relation to all auto brands.

The rub comes in when you consider the average severity of repairs: across all Chrysler models, 13 percent of repairs are considered severe. An issue is considered severe if a repair costs three times the average annual repair cost for all models. Taking into account the average annual repair cost of a Chrysler ($608 per year), a severe repair could cost over $1,800.

Each model has its own tendencies for repair. Three of the most popular Chrysler models are the Sebring, Crossfire, and the Chrysler 300. To help you forecast the potential benefit of investing in a Chrysler extended warranty for your vehicle, our team has researched some common problems and gathered average repair prices according to RepairPal:

Chrysler Factory Warranty

When you buy or lease a new Chrysler, your vehicle is automatically enrolled in and covered by the Mopar Factory Warranty program. The factory warranty breakdown of coverage and perks includes:

3-year/36,000-mile Chrysler Basic Limited Warranty

• Bumper-to-bumper warranty that provides comprehensive coverage for your vehicle
• Covers towing to the nearest Chrysler dealership in the case of a breakdown
• Covers the cost of repairing or replacing defects from workmanship or materials

5-year/60,000-mile Powertrain Limited Warranty

• Covers the transmission, engine, front-wheel drive, rear-wheel drive, all-wheel drive, four-wheel drive, and related parts
• Provides free towing to the nearest dealership
• Transferable to new owners if within the coverage period

5-year/60,000-mile Roadside Assistance Service

• Includes flat tire service, gas delivery, towing, battery jump assistance, lockout services, and more

5-year/unlimited-mile Corrosion/Rust-Through Warranty

• Protects against defects in materials or workmanship resulting in rust perforation of the vehicle body
• Not covered: Cosmetic or surface corrosion resulting from stone chips or scratches in the paint
• Sheet metal panels covered for 3 years/unlimited miles

While this factory offering for new car customers does include a sweeping list of inclusions, the bumper-to-bumper and roadside assistance warranty durations are shorter than many other manufacturers in the industry, and – other than the classic towing and transferability – they carry relatively few benefits.

Doesn’t Chrysler Have A Lifetime Warranty?

At one time, Chrysler did offer a lifetime powertrain warranty that was almost the stuff of legend. Chrysler (and its sister brands) was the first and only automaker that offered a lifetime warranty with unlimited mileage. Coverage for vehicles under any of the Chrysler lifetime plans lasted as long as the purchaser of the plan owned it. Sadly, like most legends, it turned out to be too good to be true – or at least too good to last. As of 2009, Chrysler decided to no longer offer lifetime plans.

In the past, Mopar also offered lifetime coverage with its vehicle protection plans.

Why Consider A Third-Party Chrysler Extended Warranty Provider?

So, is there a Chrysler extended warranty that will last the life of your vehicle without costing you an arm and a leg? Purchasing an extended warranty from your Chrysler dealership isn’t the only option out there. We recommend considering a third-party extended warranty.

Purchasing a vehicle service contract is a big decision, and there are a lot of competitive third-party choices. Some of the many benefits to choosing one of these providers for your Chrysler extended warranty are:

• Competition among providers, resulting in lower costs for consumers
• Freedom to choose your preferred repair location
• Service plans separate from car payments
• No interest charged on the plan
• Coverage lasting longer than many manufacturer offerings
• Coverage available at any time in your vehicle’s life

When you’re looking to buy a Chrysler extended warranty, it’s important to not only consider the coverage you’re receiving, but also the comprehensiveness of the plan and the reputation of the provider. Of the 12 third-party competitors we compared in our research, one, in particular, rose to the top: Endurance held the award for “Best Coverage” overall. However, you may find that CarShield and CARCHEX offer great Chrysler extended warranty coverage terms as well. Here’s a look at how each option compares:

Chrysler Extended Warranties vs. Third-PartyHere’s a quick comparison of the Chrysler extended warranty compared
to third-party extended warranty providers Endurance, CARCHEX, and CarShield.

Methodology

In an effort to provide accurate and unbiased information to consumers, our expert review team collects data from dozens of extended auto warranty companies to formulate rankings of the best providers. Companies receive a score in each of the following categories, as well as an overall weighted score out of 5.0 stars.

• Industry Standing: Warranty providers with a history of strong business practices and endorsements from experts receive the highest scores in this category.
• Coverage: This rating is based on types of extended warranty plans available, coverage terms, and added benefits like roadside assistance.
• Cost: Our research team reviews sample quotes for a variety of plans and vehicles. Companies with lower prices per year of coverage receive the best scores.
• Transparency: This score takes into account contract transparency and the availability of a money-back guarantee.
• Customer Service: We comb through customer reviews and perform our own shopper analysis to get a sense of the responsiveness and helpfulness of each warranty company.

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